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Liability Appraisal for Third-Party Damage

If you were involved in a traffic accident not your fault, you have the right to an independent damage appraisal. Costs covered by the opposing insurance.

A liability appraisal documents the entire damage: repair costs, diminished value, replacement value and residual value. It forms the basis for fair claims settlement.

We create your appraisal personally on-site in Wülfrath, Velbert, Mettmann, Düsseldorf, Wuppertal and the region. The inspection takes 30–60 minutes, the report is ready within 1–3 business days.

→ Guide: What to do after an accident

FAQ

Who pays for the expert report in a liability damage case?

In case of an accident that was not your fault, the opposing party's liability insurance covers all expert report costs. You incur no costs as the injured party.

Do I have the right to appoint my own expert?

Yes – as the injured party, you have the legal right to freely choose your expert. The opposing insurance company may not dictate which expert you use.

What damage items are documented in the liability report?

The report documents all relevant damage items: comprehensive photo documentation, repair cost calculation, the replacement value and residual value of the vehicle, as well as any diminished value.

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