Your Rights as an Accident Victim
As an accident victim, you have extensive rights. Many people don't know their full entitlements – here's what you're owed.
Free choice of assessor
You have the right to instruct an independent assessor of your own choosing. The other party's insurer must cover the costs. Do not allow the insurer to impose its own assessor on you.
Compensation claims
In addition to the repair costs, you are entitled to further claims: rental car costs or compensation for loss of use, market-related diminished value, assessor's fees, towing costs and a lump sum for incidental accident expenses. In the event of a total loss you are entitled to the replacement value less the residual value.
Legal support
In the case of a third-party liability claim, the other party's insurer also covers the legal fees. Particularly where payments are reduced or disputes arise, we recommend involving a lawyer specialising in traffic law.